Bob Doran

Branch Manager

NMLS #1546500

Branch Manager Bob Doran is a 33-year Veteran of the U.S. Army with six combat deployments. He is a graduate of the U.S. Military Academy at West Point in New York. Fayetteville has been home for Bob and his family since 2009. His family is grateful for the opportunity to settle down and plant long-lasting ties to the community here. His military experience gives him a unique understanding of his homebuyers at Veterans United. Bob provides an untiring dedication and commitment to the loan process, and he will tenaciously work for his homebuyers.

Solibel Ramos

Branch Manager

NMLS #110667

Branch Manager Solibel Ramos is a mortgage industry expert and military spouse. With 20+ years experience, she can confidently navigate the ever changing industry with ease while empathizing with the unique needs of her Veteran homebuyers. Solibel also understands the needs of a growing family as she enjoys spending time with her spouse, son, three daughters, three dogs and cat!

Chelsea Perkins

Senior Loan Officer

NMLS #1955996

Senior Loan Officer Chelsea Perkins brings 12 years of finance experience and 7 years in the insurance industry to our Fayetteville team. She and her husband are both Veterans and bought their first home through Veterans United! They had a great experience and achieved their lifelong goal of homeownership, and she hopes to do the same for future borrowers. Outside of work, she loves to travel, work out, volunteer in the community, and spend time with her family.

Alexei Kotchetov

Loan Officer

NMLS #2483252

Loan Officer Alex Kotchetov is a 20-year Veteran of the U.S. Army Special Operations with five combat deployments with the 3rd Special Forces Group. Fayetteville has been home for Alex and his family since 2004. His family is grateful for the opportunity to settle down and plant long-lasting roots in the amazing community here! His military experience gives him a unique understanding of his homebuyers at Veterans United. Alex strives to provide compassionate service to his homebuyers and make their homebuying dreams come to fruition.

Crystal Kultala

Branch Loan Coordinator

Branch Loan Coordinator Crystal Kultala is a proud active duty Army wife and mother to two incredible boys. Crystal has first-hand experience with the struggles military families face during moves and transitions. Crystal has four years of real estate experience and holds her MBA. She is dedicated to helping borrowers understand the process of homebuying and purchase the perfect fit for them and their families. Her drive, strong communication skills, attention to detail and initiative are sure to assist in an incredible homebuying experience!