VA Loan Eligibility - Page 3
Page 3 of 4 - VA Loan Eligibility Article Archives - VA Loans Insider
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VA Loan Entitlement Options for Military CouplesMarried military couples can use all of one spouse's entitlement, split the responsibility evenly or combine loans. Learn more about options for married couples eligible for VA home loans. -
VA Loan Basics: Eligibility RequirementsBeing eligible for a VA loan doesn’t guarantee you’ll secure financing. See this post for VA Home Loan eligibility basics. -
Explaining VA Loan Residual Income GuidelinesVA residual income is how much income remains after debts and obligations. VA residual income and dti ratios help determine your VA home loan eligibility. Check out these VA residual income tables. -
Getting a VA Home Loan While Still Serving in the MilitaryGetting a VA loan while serving in the military is definitely possible. Here we look at some of the major differences and what to expect.
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How a Bankruptcy or Foreclosure Affects VA Loan ApplicationsCan you apply for a VA loan after a bankruptcy or foreclosure? You don’t automatically disqualify. See how financial difficulty can affect your application.
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Surviving Spouses, Children and VA LoansWhile children of veterans are not eligible for a VA loan, surviving spouses may be eligible if they fall into one of the VA’s three basic areas of consideration.
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Buying During a Deployment: Power of Attorney and VA LoansSee how service members who are deployed are able to purchase a home without actually being in the country. -
VA Home Loans & Same-Sex MarriageThe VA loan program recently updated its policy on same-sex marriage, a move that will likely broaden access to this historic home loan benefit. -
How to Count Overtime Income Toward a VA Home LoanVA lenders typically need to see a two-year track record of overtime income in order to count it toward qualifying for a VA home loan.
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What the New Qualified Mortgage (QM) Regulations Mean for VA BorrowersA closer look at how the new qualified mortgage rules and requirements will affect VA home loans and military borrowers. Don't expect much impact, if any.
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VA Mortgage Eligibility for Surviving SpousesSome surviving spouses can use the VA mortgage program. Learn how the same benefits apply, including the ability to purchase with $0 down and no PMI.
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Do I Qualify for a VA Home Loan?To qualify for a VA home loan doesn't mean you're guaranteed a VA-backed mortgage. Learn more about the VA home loan qualification process in this post.
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VA Homebuyers and Income-Producing PropertiesLearn how VA borrowers can have a tough time purchasing a property with income-producing attributes. Communication with a loan specialist early is key.
