Markets & Mortgage
Article Archives - VA Loans Insider
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Nearly 80 Years Later, GI Bill Helps Shrink Homeownership Gap for Veterans and Service Members
The VA loan program is living up to its original promise by helping narrow the homeownership gap for female Veteran and Veterans of color.
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Military Service Helps Narrow the Homeownership Gap for Black AmericansBlack Veterans have higher homeownership rates than Black non-Veterans, and the difference in homeownership rates between white and Black Veterans is considerably smaller than the gap between white and Black civilians, according to a review of five years’ worth of Census data.
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Top 50 Cities for Millennial and Generation Z VA Buyers in Fiscal Year 2021Millennial and Gen Z Veterans accounted for more than half of all VA purchase loans in a record year for this historic benefit program. Gen Z in particular is starting to make its presence felt in markets across the country.
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Top 50 Cities for VA Loans in the Benefit's Biggest Year Ever
VA loans had their biggest year ever in Fiscal Year 2021, thanks to interest rates near modern-day lows and a wave of younger homebuyers. Check out the biggest markets for this historic benefit program.
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VA Loan Program Backs Record 1.4 Million Loans in FY 2021With a white-hot housing market and low interest rates, Veterans turned to their home loan benefit in numbers never seen before. The average VA purchase loan came in just under $345,000, a 13% increase from last fiscal year.
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Military Service Helps Close the Hispanic and Latino Homeownership Gap
With 70% of new homeowners projected to be Hispanic between now and 2040, Census data show the homeownership rate for Hispanic and Latino Veterans is nearly 20 percentage points higher than for non-Veterans.
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3 Ways to Tap Your Home Equity for CashIf you've decided to tap into your home's equity, it's important to understand all of your options and pick the right one for you and your financial situation. -
2021 Veteran Homebuyer ReportDespite rising rates, surging home prices and lingering COVID-19 concerns, Veterans are hot on homebuying in 2021 and beyond.
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4 Ways Your Next VA Loan Might Look DifferentYour VA loan is a lifetime benefit you’ve earned, and you can use it over and over again. Whether it’s to refinance your existing mortgage or buy a new home, things might look different when the time comes to reuse this benefit. -
Top 50 Cities for Millennial and Generation Z Veteran HomebuyersMillennial and Generation Z Veterans helped drive the VA loan program to a record year. See which cities led the way in Veteran homebuying and experienced the biggest year-over-year gains.
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Top 50 Cities for VA Loans in a Record Year for Veteran Homeowners
The historic VA loan program backed an all-time record 1.2 million loans in Fiscal Year 2020. See which cities led the way in VA loan usage and growth year-over-year.
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VA Loans & the Secondary Mortgage MarketGetting a home loan from a mortgage lender means you’re interacting in what’s known as the primary mortgage market. Many lenders turn around and sell some or all of their loans and the right to service them to investors in what’s known as the secondary mortgage market.
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Explaining VA Lender OverlaysMany first-time homebuyers are surprised to learn there isn't one uniform set of guidelines and requirements for a VA home loan.
