VA Loans Insider
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansA VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
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VA Loan Limits Lifted with the Blue Water Navy Vietnam Veterans ActVA loan limits and the VA loan funding fee are in for changes after the passing of the Blue Water Navy Vietnam Veterans Act of 2019. See how changes in Agent Orange benefits are affecting VA loans in 2020.
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Explaining VA Entitlement: What You've Earned and Why It's ImportantVA loan entitlement can be a confusing subject. Here we break down VA loan entitlement, the different types and how that affects your maximum loan amount.
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Top 30 Cities for VA Loan Usage in FY 2019More than 624,000 veterans and service members utilized their VA home loan benefits in Fiscal Year 2019. See which of the nation's cities lead the way in VA loan usage. -
Understanding the VA’s Minimum Property RequirementsThe VA does have a form of home requirements, known as the Minimum Property Requirements, to ensure the property is a safe and sound investment for the homebuyer.
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Short Sales and Seasoning Periods for VA Home Loans
Short sales often get lumped together with foreclosure and its offshoot, the deed-in-lieu of foreclosure. But these aren't the same thing, and that can make a huge difference for homebuyers.
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VA Loan Employment Requirements for Workers On the Job Less Than 2 YearsIt’s absolutely possible for applicants to earn VA loan approval if they have been employed at their current job for less than two years. But it depends on your specific income and employment situation, the lender and more.
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How VA Water Test Requirements Affect Your VA LoanWater testing-related issues can prove especially difficult for homebuyers. Learn about VA water test requirements and what to expect if your prospective home is not connected to a public water system.
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Comparing VA Loans to Conventional LoansHere we compare the primary differences between VA loans and conventional loans to show you when each option may be the best.
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Here's How Your Disability Rating Affects Your VA Home Loan BenefitYour VA disability rating by itself has no negative affect on VA loan eligibility. In fact, your rating may provide cost-saving benefits and additional income when considering a VA loan, even if you have bad credit.
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Restoration of Entitlement: How to Reuse Your VA Loan Benefit in FullRestoration of entitlement is not an automatic process, but requires some work from the borrower. Learn about the requirements for restoring entitlement and how you can reuse your VA loan benefits.
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What You Can (and Cannot) Do With Your VA LoanThe VA loan program provides some incredible benefits, the big one being no down payment. Learn the acceptable ways to put zero down with these VA Loan uses -
Occupancy Requirements for VA LoansThe VA has occupancy requirements for veteran borrowers, but there are some exceptions to the rules we'll explore below.
