VA Loans Insider
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansA VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
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Amid a Pandemic, VA Loans Are Quietly Having a Record YearVeterans are turning to their home loan benefit in never-before-seen numbers, driven by rock-bottom interest rates and a surge in refinance interest.
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VA Loan Limits Lifted with the Blue Water Navy Vietnam Veterans ActVA loan limits and the VA loan funding fee are in for changes after the passing of the Blue Water Navy Vietnam Veterans Act of 2019. See how changes in Agent Orange benefits are affecting VA loans in 2020.
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A Military Spouse's Guide to VA LoansMilitary spouses often play key roles in the homebuying process. Here we take a deep dive into what spouses can expect and how to be better prepared for your homebuying journey.
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A Detailed Look at the VA Funding Fee: What's it Cost and Who's Exempt
The VA funding fee is a government fee applied to many VA purchase and refinance loans. Here we take a deep dive into why this fee exists, how much it costs and who is exempt from paying.
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How to Get a VA Funding Fee Refund
It is possible to receive a refund on the VA funding fee. Borrowers may be eligible for a refund if awarded VA compensation for a service-connected disability - bearing the effective date of the VA compensation is retroactive before the VA loan closing.
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Getting a VA Loan After Bankruptcy
Qualifying for a VA loan after bankruptcy is certainly possible, often in a shorter period than you would with a conventional loan.
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VA Construction Loans: How to Build a Home with a VA Loan
Building your dream home is a possibility with a VA home loan. But it isn’t always an easy road. Here we take a deep dive into VA construction loans and how you can build a home with a VA loan.
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How COVID-19 is Impacting VA Appraisals & Home InspectionsDuring this unprecedented homebuying season, thousands of veterans are still closing on VA home loans every single week. But two parts of the process -- the VA appraisal and home inspections -- might look a bit different for some buyers, depending on how the coronavirus is impacting their community.
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Loan Limit Lingo: There's Actually No Maximum Amount on a VA LoanVA Loan limits act more as a guide more than a restriction on the amount of money you can borrow. Keep reading to get a better understanding on how VA Loan limits work.
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VA Loans for Land: Can You Use Your VA Benefits to Purchase Acreage?At the end of the day, you can use a VA loan to purchase land, but it will come with some strict stipulations. Learn about these requirements and how you can purchase land with a VA loan.
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2020 Law Means Veterans are No Longer Constrained by VA Loan Limits
Effective Jan. 1, 2020, VA loan limits are going away for veterans with their full entitlement. This historic change means there's no limit to the VA loan's $0 down payment benefit.
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How to Refinance a Conventional Mortgage into a VA LoanThe VA provides a single option for refinancing from a conventional to VA loan and it’s simpler to use than you may think.
