VA Loans Insider
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansA VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
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VA Loan Limits Lifted with the Blue Water Navy Vietnam Veterans ActVA loan limits and the VA loan funding fee are in for changes after the passing of the Blue Water Navy Vietnam Veterans Act of 2019. See how changes in Agent Orange benefits are affecting VA loans in 2020.
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2020 Law Means Veterans are No Longer Constrained by VA Loan LimitsEffective Jan. 1, 2020, VA loan limits are going away for veterans with their full entitlement. This historic change means there's no limit to the VA loan's $0 down payment benefit.
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How to Refinance a Conventional Mortgage into a VA LoanThe VA provides a single option for refinancing from a conventional to VA loan and it’s simpler to use than you may think.
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A Look at VA Refinance: Streamline and Cash-Out ProgramsSee this post on the attractive home refinance options that the VA Loan has.
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A Closer Look at a Key VA Loan Benefit: Avoiding PMIPrivate mortgage insurance (PMI) is typically required for conventional financing. Even FHA has their own version of PMI. Let’s take a look at how VA borrowers avoid this additional cost.
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Comparing VA Loans to Conventional LoansHere we compare the primary differences between VA loans and conventional loans to show you when each option may be the best.
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VA Rehab and Renovation Loans: Borrowing More than a Home is Worth
VA rehab and renovation loans are the VA's answer to an aging housing market in the United States. Here we dive into this unique loan type and the potential downsides accompanying them.
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Explaining VA Entitlement: What You've Earned and Why It's ImportantVA loan entitlement can be a confusing subject. Here we break down VA loan entitlement, the different types and how that affects your maximum loan amount.
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Top 30 Cities for VA Loan Usage in FY 2019More than 624,000 veterans and service members utilized their VA home loan benefits in Fiscal Year 2019. See which of the nation's cities lead the way in VA loan usage. -
Understanding the VA’s Minimum Property RequirementsThe VA does have a form of home requirements, known as the Minimum Property Requirements, to ensure the property is a safe and sound investment for the homebuyer.
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Short Sales and Seasoning Periods for VA Home Loans
Short sales often get lumped together with foreclosure and its offshoot, the deed-in-lieu of foreclosure. But these aren't the same thing, and that can make a huge difference for homebuyers.
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VA Loan Employment Requirements for Workers On the Job Less Than 2 YearsIt’s absolutely possible for applicants to earn VA loan approval if they have been employed at their current job for less than two years. But it depends on your specific income and employment situation, the lender and more.
